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Saturday, February 4, 2012

Health Insurance Blog - Individual Dental Plan From Humana

 

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Individual Dental Plan From Humana

Not all health insurance companies offer a comprehensive dental program, but consumers find this to be a valuable asset.  Dental health is extremely important and often overlooked in the health care industry.  Human health insurance recognizes the importance of dental health care which encouraged them to launch their HumanaOne Dental Loyalty Plus Plan.

The HumanaOne Dental Loyalty Plus Plan is marketed towards individuals including retirees, self-employed business owners, and employees who do not have a dental plan available at work.  The article on Business First by Ed Green talks about some of the highlights of the new plan.  Their dental program offers incentives for consumers who remain loyal to the plan for a certain number of years.  Dental coverage actually increases the second and third years of the dental plan until a maximum amount is reached.  This is an innovative way to encourage their customers to stick with their plan.

Other perks of this new dental plan include no co-payments or co-insurance premiums for most preventative services and it pays up to 70% of the cost of basic dental care in addition to about 50% of more advanced care after the first three years.  I am pleased to see more and more insurance companies stress the importance of good oral health through offering good quality dental plans.  Considering more research is coming out showing a link between oral health and overall health, you would hope more health care providers will make dental care a priority for their customers.

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