My Medical Insurance - A Blog About Personal Care: April 2012

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Thursday, April 26, 2012

Health Insurance Blog - California Health Insurance: Plan Rankings for 2012

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Here are the latest updates for bryantmaroney.mymedical@blogger.com

"Health Insurance Blog" - 1 new article

California Health Insurance: Plan Rankings for 2012

Based on the J.D. Power and Associates 2012 Health Insurance Plan Study, Kaiser Foundation Health Plan of California received the highest California health insurance ranking. The award recipient earned five out five in all categories including coverage and benefits, provider choice, information and communication, claims processing, statements, customer service and approval processes. They received five out of five for over all experience.

Cigna of California received the next best rating with a three out of five marking which is considered average. They did receive four out of five in approval processes, but three out of five in all other categories. Aetna of California, Anthem Blue Cross of California, Blue Shield of California, HealthNet, Pacificare, and UnitedHealthcare of California were also reviewed and each received an overall rating of two out of five, which is considered below average.

For more information on how your state and plan faired in the J.D.Power and Associates 2012 Health Insurance Plan Study, you can visit their website.

Written by Sam Tabes

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Health Insurance Blog - Lifestyle Blue For Small Businesses From BCBSRI

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Lifestyle Blue For Small Businesses From BCBSRI

Blue Cross Blue Shield of Rhode Island (BCBSRI) has recently introduced Lifestyle Blue which is the newest medical plan aimed at small businesses. This is the first of its kind for the state of Rhode Island and there is great anticipation for success. The plan is for employers with fifty or less employees and are looking for quality health insurance that is affordable.

The plan is outlined with and three in one approach to appeal to small business owners. Each plan is geared towards the different stages in life making it suitable for all ages. It’s also tailored with demographic area in mind as well.

The first plan is called On Your Own, which is aimed at young, active and healthy employees. Then there is the Family Matters plan targeted for employees with families who need quality health care. And the third plan is House To Yourself for empty nesters. There really is something for everyone and small business owners will like this aspect.

There are varying deductibles, urgent care, and emergency co-pays including varying prices for prescriptions so members truly do have options. Employees pay the same rate regardless of the plan they choose keeping costs down. None of the plans have co-pays for primary care visits assuming the physicians used are designated as patient-centered medical homes (PCMHs). Small business owners are always looking for quality plans that can give their employees real options and this plan from Blue Cross seems to hit the nail on the head.

Written by Sam Tabes

Follow me on Twitter: https://twitter.com/#!/smartshopper78

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