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Introducing Simple Blue PPO From Highmark

A new individual health insurance plan is available from Highmark called the Simple Blue PPO plan. This plan goes into effect on February 1, and the the article on IFAWEBNEWS.com by Bob Graham says the plan is geared towards being simple, affordable and predictable. The health insurance coverage aims to have lower premiums and lower deductibles with a more predictable copayment structure.

Highmark is based in Pittsburgh and serves western and central Pennsylvania. Their new Simply Blue PPO plan is medically underwritten and targets individuals without group coverage and covers all preventative care services. Steven Nelson, senior vice president of health services strategy, product, and marketing at Highmark, says they listened to members’ feedback to come up with a more affordable plan without a large upfront deductible. They are trying to meet the needs of their customers and future customers.

At this point, the plan does not offer maternity health insurance, so if this is a valuable benefit to you, the plan might not work out. The program uses Highmark’s Progressive Formulary which is a new generic prescription drug plan that works with members to seek lower cost drug options but still continuing access to brand name prescriptions. Premiums for the plan start as low as $90 per month with a $500 deductible for males between the ages of 25-29. Simply Blue will be offered in 29 counties in Western Pennsylvania and should prove to meet the needs of many customers.

Written by Sam Tabes

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