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Excellus BCBS: Affordable Plans In Tompkins County

The New York State Department of Health has approved Excellus BlueCross BlueShield and their efforts to offer Family Health Plus as well as the insurer’s Medicaid Managed Care product known as HMOBlue Option within Tompkins County. HMOBlue is for individuals who are eligible for Medicaid and provides value through the BCBS name. Eligibility for this particular option is based on household size and income. People who receive Supplemental Security Income and meet other criteria could also qualify.

Family Health Plus is a unique initiative to help families obtain quality health insurance. It’s a New York state-sponsored managed care health insurance plan for adults whose incomes are too high to qualify for Medicaid based on information from Ieva Doyle’s article on TheIthacaJournal.com. Some specific qualifications for this program include being a resident of New York, being uninsured, be an adult between 19 and 64, and have a total gross income that does not exceed the income limitations put forth by the program. You must also not qualify for Medicaid or Medicare.

Excellus BCBS is partnered with Monroe Plan for Medical Care and offers 9000 choices for doctors, specialists and hospitals through HMOBlue Option and Family Heath Plus products. Both of these plans offer a wide array of benefits including emergency room visits, OB/GYN maternity care, mental health and alcohol abuse services, hearing services and eye exam services. If you are a New York resident and think you may qualify for this program, it’s worth looking into.

Written by Sam Tabes

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